A backdoor Roth IRA allows high-income earners to move money into a Roth IRA. It is a simple two-step strategy that works ...

Discover how to convert tax-deferred accounts to a Roth IRA, understand the tax implications, the 5-year rule, and practical strategies. Keep reading to find out more.

For seniors heading toward retirement, one of the most important conversations they can have with their advisor is about whether it makes sense to convert their traditional IRA into a Roth IRA. The ...

Roth conversions get major coverage from the popular press these days. Yet despite the hoopla, many of your prospective and existing clients harbor misguided beliefs about this potentially valuable ...

High earners executing the backdoor Roth IRA often trigger an unnecessary tax bill through a single timing mistake. The strategy itself remains sound and legal as of mid-2026, with the IRS continuing ...

Be sure you understand the tax consequences before making the change Cathy Pareto, MBA and CFP®, is the founder and president of Cathy Pareto & Associates Inc. For more than twenty years, Cathy has ...

With the 2017 Tax Cuts and Jobs Act (TCJA) set to expire at the end of this year, financial advisors and tax professionals find themselves in a familiar position—navigating uncertainty. Tax laws are ...

Richard A. Behrendt, J.D., First Vice President, Senior Estate Planner, and Blake Panosh, First Vice President, Insurance and Annuity Manager, Robert W. Baird & Co. At the beginning of 2010, a tax law ...

The conventional retirement playbook says spend taxable money first, let tax-deferred accounts grow, and touch the Roth last.

Question: “My 401(k) is held with a large financial services company. Last month – with a mix of pretax, post-tax, and Roth funds (including approximately $20,000 in post-tax contributions) – I ...