Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny ...

Car insurance rates by state average $247 per month nationally. Wyoming is cheapest at $410 per year for minimum coverage, ...

The average American pays $2,676 per year for full coverage car insurance, according to Bankrate. But your personal costs depend heavily on where you live. In some states, average premiums top $4,000 ...

Car insurance rates averaged $2,297 annually in early 2026, according to Experian, or about $191 per month. For full-coverage ...

You can't negotiate your car insurance rate. Rate changes often require some form of government approval, although the exact process differs by state. That means companies can't negotiate car ...

Car insurance rates rose 12% from 2024 to 2025, according to Bankrate's True Cost of Auto Insurance report, after already ...

WSJ Buy Side is The Wall Street Journal’s research and commerce team. Our commerce content is distinct from our newsroom coverage. We earn a commission from some links in our articles. Learn more. Car ...

Most drivers stick with the same car insurance company for years, even when they're not particularly happy with the service. That's changing fast. A record 57% of auto insurance customers actively ...

Michelle is a lead editor at Forbes Advisor. She has been a journalist for over 35 years, writing about insurance for consumers for the last decade. Prior to covering insurance, Michelle was a ...